If you cause damage to the rental car, Allianz Global Assistance will reimburse the assessed claim value from the first dollar to the four thousandth, six thousandth, or eight thousandth dollar, depending on which plan you choose.

For example, if you damage the car’s windscreen and your assessed claim amount is $400, you could receive reimbursement of the full $400 dollars.

However, as an example, if you purchased a product with a $300 excess, you would have to pay the first $300 out of your own pocket and the insurer could pay the costs above $300 up to your excess cover benefit of either $4,000, $6,000 or $8,000.

Full product terms and conditions are outlined in the Product Disclosure Statement (PDS).